Both van insurance and car insurance share similarities but with van insurance it is more often the case that the van shall be used in a commercial aspect.
Van insurance also shares the same types of categories as car insurance, for example:
Third Party
Third Party Fire & Theft
Fully Comprehensive
The usual bolt on insurance elements are available such as windscreen cover, personal belongings etc etc but as with any additional requirements from the insurance provider the premium will increase.
With any van insurance policy to be taken out you much let the provider of that policy know the nature of the business you require the policy for. This might see a relatively small amount of detail but getting this incorrect can void your policy and potentially open up a number of costly legal issues should you go to make a claim or have a claim lodged against you. Essentially if you state you are using your van for landscaping but then are pulled over by the police whilst and it is proven that you were using your van for courier work you could be charge with not having the correct insurance policy. This will cost you not only a fine but up to 6 points on your licence and an increase in your premium.
For the purpose of this site you are more than likely to be in the courier or haulage industry so it would be imperative that you make sure that the phrase/wording within your policy state "Courier usage, hire and reward". If you are at all concerned check and then double check as it is not worth dismissing.
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With any van insurance policy to be taken out you much let the provider of that policy know the nature of the business you require the policy for. This might see a relatively small amount of detail but getting this incorrect can void your policy and potentially open up a number of costly legal issues should you go to make a claim or have a claim lodged against you. Essentially if you state you are using your van for landscaping but then are pulled over by the police whilst and it is proven that you were using your van for courier work you could be charge with not having the correct insurance policy. This will cost you not only a fine but up to 6 points on your licence and an increase in your premium.
For the purpose of this site you are more than likely to be in the courier or haulage industry so it would be imperative that you make sure that the phrase/wording within your policy state "Courier usage, hire and reward". If you are at all concerned check and then double check as it is not worth dismissing.
Get Van insurance quotes
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